Lending RWA NFT: loan up to 70% collateralized by DA
April 20, 2026·Точка Капитала
**Lending — a tool for obtaining liquidity without selling DA.**
**Parameters:**
- Credit limit: **up to 70%** of your DA token value
- Disbursement currency: **USDT**
- Effective window: **~4 months**
- Available to NFT holders from Hydra ($550)
**How it works:**
1. You own DA tokens (mined or purchased)
2. Lock them as collateral in Lending
3. Receive up to 70% of their value in USDT
4. Use USDT for your purposes (reinvestment, purchase, withdrawal)
5. After 4 months — loan repayment + fee, DA unlock
**Advantage:**
No need to sell DA at moments when you consider the price undervalued. Lending provides liquidity while maintaining your exposure to growth.
**Risk:**
This is **collateralized-lending** with a fixed window. If DA price drops — collateral may be liquidated according to contract terms. Read the terms before entering.
**FinPro — advanced package:**
For NFT holders ≥ $275, FinPro tools are available: advanced analytics, access to early ecosystem products.