Tochka KapitalaTochka Kapitala
Education

Glossary

Key terms from the world of crypto finance. If you're new — start here.

Arbitrage

Profiting from price differences of the same asset across exchanges.

Staking

Committing crypto assets to a blockchain network to support its operations in exchange for rewards.

Yield farming

Placing crypto in DeFi protocols to earn passive income in tokens.

Smart contract

On-chain code that automatically executes agreement terms without intermediaries.

MLM

Distribution model where participants earn commissions from personal invites and their referrals.

Ponzi

Fraudulent scheme where old participants' payouts come from new investors' funds, not real income.

MiCA

Markets in Crypto-Assets Regulation — EU rules on crypto, in force since 2024.

Ref link

A link with a partner identifier. Signing up via it generates a commission for the partner.

USDT

A stablecoin pegged to the US dollar. Used to store value without volatility.

RWA

Real World Assets — tokenized real-world assets (real estate, bonds, commodities) on-chain.