Privacy Policy

Tochka Kapitala collects and processes personal data in accordance with GDPR. What we collect: • Email (at registration and newsletter signup); • Name / Telegram username (via OAuth); • IP address and browser data (for security and analytics); • Preferences: language, bookmarked products, deposits (entered manually by you); • Consents: cookies, 18+, acceptance of terms. Purposes: • Providing Portal features (registration, dashboard, notifications); • Usage analytics (aggregated, without profiling); • Security and fraud prevention; • Fulfilment of legal obligations. Legal bases (GDPR Art. 6): • Contract performance: you use the service; • Consent: marketing, analytics cookies; • Legitimate interest: security, basic analytics. Third parties: • Hosting: automiq.cloud VPS (EU); • Analytics: Plausible (GDPR-safe); • Email: Resend (EU); • OAuth: Google, Telegram (at your discretion); • AI assistant: ElevenLabs (voice transcripts). Your rights (GDPR): • Access to data; • Rectification; • Erasure ("right to be forgotten"); • Restriction of processing; • Portability; • Withdrawal of consent; • Complaint to a supervisory authority. To exercise your rights — write to the contact listed in the footer. Response within 30 days. Retention: account data — while active. After deletion — 30 days for backups, then permanent deletion. Cookies: see the Cookies page.